Hawaii Land Loan

The Hawaii land loan, for when you are building your dream home from the ground up.

Minimum Down
The minimum down is 25%.

hawaii land loan

Maximum Loan Amount
Loan amounts up to $1,000,000.
Loan amounts greater than $1,000,000 are considered on a case by case basis and will be subject to a larger down payment.
Financing for vacant land purchases with construction plans within three years.

Terms Available

Financing Your Hawaii Custom Home
As soon as you have a construction budget, a PHL loan officer will pre-qualify you for a construction to permanent loan. The CTP loan will pay off your land loan, finance construction expenses, and will automatically roll into the permanent loan of your choice, once construction is completed.

Pacific Home Loans will consider financing the land acquisition, construction expenses, and the permanent loan all in one loan on a case-by-case basis.

Get Pre-qualified
Contact Us

Tel: (808) 891-0415
Toll Free: (866) 389-2778
2395 S Kihei Rd #205
Kihei, HI 96753
Hours: M-F 8am to 5pm Hawaii Time

Helpful Links