• Hawaii Asset Depletion Loan

    It is now possible for national and international borrowers with sufficient assets to qualify for a Hawaii home loan with no income or employment with Pacific Home Loans’ Hawaii Asset Depletion Loan.

    Loan Features

    Borrowers are qualified based on verified liquid assets 

    Credit scores as low as 680

    Jumbo loan amounts up to $3 million

    Minimum loan amount $250,000

    Max cash out $1.5 million

    Employment and income are not required to be disclosed on the 1003 loan application

    Possible to use liquid assets with verified income

    Foreign Nationals allowed

    Loan Terms

    5/1 ARM – Interest only available

    7/1 ARM

    10/1 ARM

    15 & 30 year fixed

    If you think your financial situation makes sense for qualifying for a loan, contact Pacific Home Loans – Email us today or call Toll Free 866-389-2778 or local 808-891-0415 during business hours to see if one of our programs is the loan you have been searching for. Or if you’re ready to get started, click get Get Pre-Qualified to begin your loan application right away.