Meet Our Team

Keith Holland

Mortgage Loan Originator
NMLS# 2096616

Areas Serviced:

  • Hawaii, all islands

Get to Know Keith:

Motivated by his passion for watersports, Keith moved to Maui in 1994.

Four years later, he assumed the role of General Manager at Simmer Hawaii, a revered locally owned business on Maui’s North Shore. For over 25 years, Keith led the company with excellence, embodying a commitment to unparalleled service.

In early 2019, a family member’s illness necessitated a significant increase in Keith’s income to support his loved ones. In response, Keith embarked on a journey to become a licensed loan officer. Devoting his personal time to training, he balanced two jobs to meet his familial obligations.

Keith’s extensive experience in managing a multifaceted business, coupled with his unwavering dedication to customer service and deep-rooted connections within the community, uniquely positioned him to navigate the complexities of the lending landscape. His personal insights into the challenges of acquiring and maintaining a home on the island added depth to his understanding of borrowers’ needs.

Rapidly establishing himself as a top producer in local lending, Keith earned accolades for his unparalleled skills and ability to deliver results. Many clients returned to him for multiple transactions, while others enthusiastically referred their associates to Keith’s capable hands.

In 2023, recognizing the burgeoning opportunities in the lending sector and his own aptitude for the profession, Keith made the strategic decision to transition to lending full time. This move not only aligned with his family’s evolving needs but also underscored his confidence in the field.

With a seasoned professional approach, Keith is committed to tailoring comfortable solutions to meet diverse borrowing needs. He is dedicated to serving those who stand to benefit from the array of unique and valuable programs offered by Pacific Home Loans.

For your purchase or refinance needs, reach out to Keith today and experience firsthand his dedication to providing exceptional service and expertise.

Thank you Keith! We are so pleased and thrilled with the outcome of all your hard work in helping us make this happen! You have been FANTASTIC!! Both Roy and I thank you tremendously for all your hard work! You made it happen and we will be forever grateful! I foresee our paths crossing again in the not too distant future.

Lisa N., Island of Hawaii

Before finding Keith at Pacific Home Loans I had loans with I believe 5 different lenders. I would use one person for primary residence, somebody else for qualified investment properties, and an assortment of national vendors for DSCR loans. It was always a little sketchy if the lender would actually be able to do what they promised on the front end and I had a number of close calls getting deals closed. Keith has been fantastic. We’ve always closed on time and he shops full doc loans as well as DSCR products and we move forward with what makes the most sense for that particular deal. I’ve referred a bunch of my friends to him and they have been happy as well

Josh M.

One of my clients worked with Keith to finance an off grid property in Kula. Keith was knowledgeable about different options, organized, and bale to foresee issues before they became a problem. This was helpful as the situation with my buyer was especially complicated, and the property was not straightforward either. Keith worked hard to help everything moving forward and keep everyone on task, and when things couldn’t work out conventionally, he provided alternative solutions to help get the deal done. I’ll definitely recommend Keith in the future for anyone buying or refinancing property on Maui.

Josh F. , Island Properties

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