Current Mortgage Rates

Pacific Home Loans is committed to offering some of the most competitive mortgage interest rates available. With our wide variety of mortgage products, we can find a program to fit your individual needs – whether you are a first time homebuyer, a seasonsed homeowner, an investor, or seeking a refinance.

Loan Type Current Rates APR
Conforming 30yr Fixed 6.625% 6.87%
Jumbo 30yr Fixed 6.125% 6.4%
7/6 ARM 5.375% 5.63%
Rates as of 10/25/2022 and can change without notice. Rate is based on 45-day lock for purchase transaction.
Conforming loan limit $970,800
Jumbo loan limit from $970,801
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice.
All loans are subject to credit approval. Your actual rate, payment, terms, and costs could be different. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.

Featured Loan Program of the Month

This innovative program is eligibe for Single Family Homes, Condo, and Condotels and offers a low introductory rate.

The average life of a mortgage in Hawaii is ten years – within that time, the property may be sold, refinanced or paid off through other means. This program avails the you of 15 years to formulate an exit strategy – if you haven’t sold or paid off the property within that time, Pacific Home Loans can help you finance out of the loan.

Loan Type Current Rates APR
Condotel 15/30yr Fixed 5.5% 5.9%
Minimum down is 30% for loan amounts up to $5,000,000 / 15yr fixed balloon / Payment is based on a 30yr amortization schedule to keep the payment low.
Rates as of 10/25/2022 and can change without notice. Rate is based on 45-day lock for purchase transaction.
For information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice.
All loans are subject to credit approval. Your actual rate, payment, terms, and costs could be different. Your rate, fees, and terms may differ based on various factors such as: when your rate is locked, actual occupancy status, loan purpose, loan amount, credit score, loan to value ratio, etc.

Pacific Home Loans | NMLS # 278194 | Equal Housing Opportunity