• Hawaii Jumbo Loans 


    Pacific Home Loans offers one of the largest selections of Hawaii jumbo loans in the state.

    Our Hawaii Jumbo loans are available for owner occupants, second homeowners or investors shopping for loans greater than $721,050*. You have the choice of a fixed or adjustable rate.

    Government Sponsored Jumbo Loans

    Fannie and Freddie 5% down up to $721,050*

    FHA 3.5% down up to $721,050*

    USDA Zero down up to $721,050*

    VA Zero down up to $721,050* and loan amounts up to $1,000,000

    *Hawaii County loan limits apply

    Low Down Payment “No Mortgage Insurance” Jumbo Loans

    30yr Fixed 10% down up to $900,000

    40 Year Fixed /10-year Interest Only / 5% down up to $2,500,000

    Portfolio Jumbo Loans

    30yr Fixed 20% down up to $2,000,000 loan amount

    30yr Fixed 25% down up to $2,500,000 loan amount

    30yr Fixed 30%% down up to $3,000,000

    30yr Fixed 40% down up to $4,000,000

    Alternative Document Jumbo Loans

    Self -Employed - Alt Doc (no tax returns) up to $3,000,000

    Pledged Asset up to $3,000,000

    Asset Depletion up to $3,000,000

    Investor - Property Cash Flow Loan up to $3,000,000

    Investor - No Income Verification up to $3,000,000

    Investor - Private Money up to $20,000,000