• NEW - Replaces the Stated Income Loan

    If you think your financial situation makes sense for qualifying for a loan, contact Pacific Home Loans. We have Common Sense underwriting.

    Investor - Hawaii No Income Verification Loan


    Most Hard Money (Private Money) loans have a one year term with the possibility of a 6-month extension. You now have another option with Pacific Home Loans’ Investor – Hawaii No Income Verification Loan. 

    This program is not available for Primary or Second Homes.

    30-year fully amortized adjustable rate mortgage with an initial fixed rate of 3 or 8 years.

    3-year prepayment penalty

    It is possible to buy prepayment penalty down to 1-year

    Minimum loan amount $250,000

    Minimum FICO score 650

    If you think your financial situation makes sense for qualifying for a loan, contact Pacific Home Loans – Email us today or call Toll Free 866-389-2778 or local 808-891-0415 during business hours to see if one of our loan programs is the loan you have been searching for.

    Or if you’re ready to get started, click get Get Pre-Qualified to begin your loan application right away.