Investor – Hawaii No Income Verification Loan

Replaces the Stated Income Loan

If you believed your only option was a Hard (Private) Money loan, you may be surprised to learn that there are other more affordable options available to you.

Hawaii No Income Verification Loan

The Hawaii No Income Verification Loan from Pacific Home Loans offers the ease of underwriting of a Hard (Private) Money loan but without the high rates, points, and short terms. Rather than traditional underwriting, this loan offers the same underwriting guidelines as a Hard Money loan: qualification is determined by the borrower’s credit, the value of the subject property, and the borrower’s reserves.

Hard Money loans are usually limited to a one-year term with the possibility of a 6-month extension. You now have another option with Pacific Home Loans’ Investor – Hawaii No Income Verification Loan.

Features of the No Income Verification loan include:

Available terms:

3/1, 5/1, and 7/1 ARM
15- and 30-year Fixed
Interest Only Loans available for all ARMs and 30-year Fixed

Loan amounts from $250,000 to $3,000,000
Minimum FICO score 620

This program is available to investors only—not for Primary or Second Homes.

If you think your financial situation makes sense for qualifying for a loan, we have Common Sense Underwriting. Contact Pacific Home Loans – Email us today or call Toll Free 866-389-2778 or Local 808-891-0415.

Or if you’re ready to get started, click here to begin your loan application right away.

Get Pre-qualified
Contact Us

Tel: (808) 891-0415
Toll Free: (866) 389-2778
2395 S Kihei Rd #205
Kihei, HI 96753
Hours: M-F 8am to 5pm Hawaii Time

Helpful Links