Minimum down 5%
30yr fixed @ 4% zero points / APR 4.501%
Minimum down 10%
30yr fixed @ 4% zero points / APR 4.498%
*Shopping for a Purchase Loan
This program allows you to finance as a second home (some restrictions apply) and, provided you stay in the unit a minimum of 14 days per year, you will be permitted to rent the unit immediately after closing. It is acceptable to honor future bookings on your purchase contract, too.
*Considering a Refinance
Provided you do not need the rental income from the subject condo, you may be eligible for a second home rate when you refinance.
Primary or Second Home
30yr fixed @ 4% zero points / 4.051%
30yr fixed @ 4.49 zero points / 4.546%
• This program is not eligible for condos that have timeshare units on the property
• Condos with a registration desk will be approved on a case-by-case basis
• The rate quote is based on a 740 FICO • Minimum FICO for this program is 620