FHA Streamline Refinance
Texas FHA Streamline Refinance Program Highlights
At Pacific Home Loans, we make refinancing your FHA loan in Texas simple and hassle-free with the FHA Streamline Refinance Program. Designed exclusively for homeowners with existing FHA loans, this program offers a fast and efficient way to lower your monthly mortgage payments and reduce interest rates—without the burden of extensive paperwork or a new appraisal.
Key Benefits of the Texas FHA Streamline Refinance Program
✔ Lower Interest Rates – Reduce your monthly payments by securing a better rate.
✔ No Home Appraisal Required – Skip the hassle and cost of a new appraisal.
✔ Minimal Credit & Income Documentation – A simplified process with fewer verification requirements.
✔ Fast and Easy Approval – Fewer underwriting steps mean a quicker refinance process.
✔ No Out-of-Pocket Closing Costs – Options available to roll closing costs into the loan.
✔ No Credit Score Check
If you’re a homeowner in Houston, Dallas, Austin, San Antonio, or anywhere in Texas, our team at Pacific Home Loans is here to help you take advantage of this streamlined refinancing solution.

Refinancing Your Current Texas FHA Loan
The FHA Streamline Refinance is designed to help Texas homeowners reduce their interest rates with minimal paperwork and no appraisal. This streamlined process saves time and money while making refinancing more accessible.
Eligibility Requirements:
- Your current Texas FHA loan must be in good standing, with on-time payments for the past 12 months.
- The refinance must lower your monthly interest payments.
We invite you to utilize our Refinance Interest Savings calculator to see how much you may be able to save on interest with a refinance to a lower rate.