Blog2019-05-23T09:12:02-10:00

Mortgage Industry News and Events

It Just Got Easier to Buy A Condominium in Hawaii!

It just got a lot easier to buy Hawaii condominiums. The Federal Housing Administration just announced they were relaxing their strict rules against using FHA loans to finance the vast majority of condominiums. The new rules will mean Hawaii’s home buyers who want to own condominiums will have many [...]

9 Tips for Furnishing Your Hawaii Home

Buying a home in Hawaii? You already know that space is at a premium. Honolulu, especially, has some of the highest home prices per square foot in the country, at $682/sq. ft. On Maui, currently-listed homes are priced at $651/sq. ft, according to Zillow. At the same time, actual home [...]

NEW!! Hawaii Vacation Rental Condo Loans

*NEW!!! Hawaii Vacation Rental Condo Loans Primary Minimum down 5% 30yr fixed @ 4% zero points / APR 4.501% Second Home* Minimum down 10% 30yr fixed @ 4% zero points / APR 4.498% *Shopping for a Purchase Loan This program allows you to finance as a second home (some [...]

Buying a Hurricane-Proof Home in Hawaii

Hurricane season is here. In the northern hemisphere, hurricanes typically form between June 1st and November 30th, as the waters warm up. In the central Pacific Basin, July and August are the most active months. Lenders routinely require hurricane insurance as a condition of approving a home loan in Hawaii. [...]

Veterans: Don’t Get Overcharged on your VA Home Loan

Normally, veterans taking out a VA home loan have to pay a funding fee to the Veterans Administration (VA) at loan origination to defray the cost of administering a VA home loan. This can be paid either in cash when you take out the loan, or it can be rolled [...]

Hawaii Real Estate – Is it time to refinance your home?

Mortgage rates have been falling this week. The average rate nationwide is currently 3.94% for a 30-year fixed mortgage. But some borrowers with good credit are getting offers at rates as low as 3.875%. Your rate, of course, may vary – everyone’s application is different. But we’re seeing numbers [...]

Reverse Mortgages: Turn Your Home Equity into Income to Live On

Millions of Americans are heading into their retirement years facing a cash crunch: they need income, but much of their accumulated wealth over their working lives is in their houses. And houses aren’t very liquid. In many cases, the retirement-age homeowner can’t qualify for a traditional cash-out mortgage because they’re [...]

Attention Millennials: You Can Buy a Home

Millennials have been in the press a lot lately. Much of the news has been about how Millennials have been putting off home purchases. And it’s true – Millennials have tended to buy homes about 5-7 years further into their careers than previous generations. As of the close of [...]

How to Buy a Home with a Low Down Payment in Hawaii

The good news is: even if you don’t have a full 20% down to put on your Hawaii dream home, you still have lots of options. We work with people who have just 15%, 10%, 5% or nothing to put down every day! Here are several ways you can [...]

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