Mortgage Industry News and Events

Everything you need to know about VA Loans for eligible veterans and service members. Owning a home is a significant milestone for many individuals, and for eligible veterans, active-duty service members, and surviving spouses, there is a valuable option to achieve affordable home financing through VA Loans.  So, what is [...]

How To File a Home or Fire Insurance Claim – A Guide for Lahaina and Maui Residents   Our hearts go out to those who have lost their homes and loved ones in the recent fire that engulfed our beloved town of Lahaina last week. This guide is designed to [...]

Mortgage and Financial Relief Information for Lahaina and Maui Island Wildfire Residents   In light of the devastating fire that our community has faced, we want to assure you that we are here to support you through this challenging time. We understand the immense impact this tragedy has had, and [...]

Rethink FHA Loans: How Recent Improvements are Making Homeownership Easier   FHA Loans: Owning a home is a dream for many Americans, but the financial challenges involved in purchasing a property can often make it seem out of reach. However, recent improvements in Federal Housing Administration (FHA) loans are reshaping [...]

Exploring Condotel Financing Specials for Buying a Hawaii Vacation Rental Introduction to Condotel Financing in Hawaii Buying a Hawaii vacation rental: Condotel properties have consistently shown strong sales figures in the Hawaii real estate market in 2023. While local banks have traditionally been the preferred choice for Condotel home loans, [...]

As property prices increase, down payments increase, too. This reality can make it feel like buying a home is not possible. But here are three creative ways to source funds for a down payment that you may not have thought of. Use a HELOC to unlock the equity in [...]

Affordability, more than ever, is a conversation at the forefront for all involved in the real estate industry - especially home buyers. With the increase in home values and interest rates in this current housing environment, it is important to Pacific Home Loans that we consider all loan options [...]

Pacific Home Loans is a Premier Condotel Lender, with over 19 years of experience financing condotels. We closed our first condotel loan in 2003, and in 2007, we established lending relationships with some of the leading local banks. Since then, we have consistently been a top producer of condotel [...]

The Coronavirus pandemic has affected us all. But all of us at Pacific Home Loans, as well as all the realtors, title agents, attorneys, notaries, appraisers, and all of the other professionals we work with, are committed to making the home buying process as safe as possible for all [...]

The headline says it all: The Mortgage Bankers Association’s Refinance Index – a metric that measures the number of refinancing applications – rose 163% compared to this time a year ago, and back up to a seasonal high as well. That’s the news in the October 9th issue [...]