Meet Our Team
Get to Know Keith:
Motivated by a passion for watersports and the opportunities of island life, Keith moved to Maui in 1994.
He spent the next 25 years leading Simmer Hawaii, a respected locally owned business on Maui’s North Shore, where he earned a reputation for operational excellence and a deep commitment to customer service. Managing a multifaceted business sharpened Keith’s skills in negotiation, financial strategy, and client relations — foundational strengths he carries into his lending career today.
In 2020, when family circumstances called for greater financial stability, Keith pivoted into mortgage lending, dedicating himself to building a second career while still managing his business. His firsthand experience navigating homeownership challenges on the island gives him a uniquely grounded perspective on what borrowers truly need: clarity, creative solutions, and a steady advocate.
Keith quickly became a top-producing loan officer, known for his problem-solving ability, real-world advice, and dedication to seeing transactions through — no matter the obstacles. His clients consistently return for future financing needs and refer others to him, trusting his professionalism and responsiveness.
Today, Keith brings a seasoned, solutions-driven approach to every transaction, tailoring lending strategies that prioritize both long-term success and personal comfort for his clients. He views his work not only as a career but as a way to support families, individuals, and communities as they grow.
Whether you are purchasing, refinancing, or planning ahead, reach out to Keith and work with a lender who brings insight, commitment, and real-world expertise to every conversation.
Given the level of expertise and good, personal service, I felt compelled to let the world know that Keith Holland is an extraordinary loan officer. Solution oriented, concise yet thorough and consistently positive. There are additional descriptors yet these will tell the story!
Keith Holland and Pacific Homes loans are the BEST loan officers. They are experts in funding RE transactions. I’ve been a RE broker for 40 yrs and they’re in the top 3% of the best!!! If you want to get approved see Keith. Thank you!!
Thank you Keith! We are so pleased and thrilled with the outcome of all your hard work in helping us make this happen! You have been FANTASTIC!! Both Roy and I thank you tremendously for all your hard work! You made it happen and we will be forever grateful! I foresee our paths crossing again in the not too distant future.
Before finding Keith at Pacific Home Loans I had loans with I believe 5 different lenders. I would use one person for primary residence, somebody else for qualified investment properties, and an assortment of national vendors for DSCR loans. It was always a little sketchy if the lender would actually be able to do what they promised on the front end and I had a number of close calls getting deals closed. Keith has been fantastic. We’ve always closed on time and he shops full doc loans as well as DSCR products and we move forward with what makes the most sense for that particular deal. I’ve referred a bunch of my friends to him and they have been happy as well
One of my clients worked with Keith to finance an off grid property in Kula. Keith was knowledgeable about different options, organized, and bale to foresee issues before they became a problem. This was helpful as the situation with my buyer was especially complicated, and the property was not straightforward either. Keith worked hard to help everything moving forward and keep everyone on task, and when things couldn’t work out conventionally, he provided alternative solutions to help get the deal done. I’ll definitely recommend Keith in the future for anyone buying or refinancing property on Maui.
