California Loan Options
California Alternative Document Private Money Loan
At Pacific Home Loans, we specialize in Hard Money Loans backed by private investors and hedge funds, offering competitive and flexible private financing solutions across California.
Our Hard Money Loans are designed for borrowers who may not meet traditional underwriting requirements but need fast, asset-based financing to seize real estate opportunities. Whether you’re an investor, developer, or buyer in need of alternative funding, we provide customized solutions to help you achieve your real estate goals.
Looking for a fast and flexible loan? Contact Pacific Home Loans today to explore California hard money financing options!
Program Highlights of the Private Money Loan:
Program Highlights:
- Non-traditional credit acceptable
- No income verification
- When conventional financing is not an option
- Fast closings, in as little as 2 weeks
- No seasoning requirements for cash out
- Bridge loan: REO, foreclosure, and short sale flips
- Bridge loan: funding for acquisition and rehab in preparation for conventional financing
Eligible Property Types:
- Single Family Homes
- Condominiums
- Condotels
- Site Condos (California PUD properties)
- Airbnb, VRBO, etc.
Loan Terms:
- 12 to 24 month terms available
*These products may have a higher interest rate, more points or more fees than other products requiring documentation.
Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.
