California Loan Options
California VA Renovation Loan
For eligible veterans and service members, the VA Renovation Loan provides a powerful option to finance a home purchase and the cost of renovations in one loan. Ideal for fixer-uppers or updating outdated homes with modern upgrades.
VA Reno Loan Highlights:
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Combine purchase + renovation into a single loan
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Backed by the VA for eligible borrowers
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No monthly mortgage insurance
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Low or 0% down payment options
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Perfect for homes that need upgrades to meet VA standards
Who These Loans Are For:
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Veterans or military families buying older homes
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Buyers seeking a fixer-upper
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Landowners looking to build custom homes
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California residents needing larger or multi-phase projects

Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.