California Loan Options
California Home Buyer Counseling
Buying a home or condo in California, whether you’re a first-time buyer or returning to the real estate market, is a major financial milestone. At Pacific Home Loans, we know how important it is to feel well-informed and confident throughout the home loan process. That’s why we encourage California homebuyers to take advantage of the free, expert-led homebuyer education courses offered by Fannie Mae and Freddie Mac. These online programs provide valuable knowledge – from mortgage fundamentals to closing day preparation – so you can make smart, confident decisions at every stage. With trusted resources and professional insight, you’ll be fully prepared to navigate the journey to homeownership in California with ease.
Pacific Home Loans First-Time Home Buyer Counseling
All you need to know…
These online courses are designed to help you understand the home buying and home loan process whether you are purchasing a home or condo in the Lone Star State.
Confidence is power…
Understanding the loan process will empower you as a consumer, and you’ll possess the power to protect yourself, do what’s best for yourself, and make your dream of home ownership a reality.
It works on your phone or tablet…
The platform works on your smartphone or tablet. The allows you the flexibility to fit the course in even when you’re on the go… anytime, anywhere.
Efficient for your busy life…
The course breaks home buying down into easy-to-understand topics that most people are able to finish in a single sitting.
Certificate of completion…
After passing the course, you will receive the certificate needed to qualify for some special loan programs, such as HomeReady or Home Possible.
Important Note: Completion of an online course does not solely qualify a home buyer for a HomeReady or Home Possible mortgage. Additional eligibility terms and conditions apply.
Information and self-help tools provided are for independent use and not intended as investment advice. While we cannot guarantee loan eligibility or accuracy for individual circumstances, our experienced loan officers are ready to provide a customized loan eligibility analysis and rate/payment estimate. Contact us today to embark on your homeownership journey with confidence.
