Current Rates
Competitive Mortgage Rates
At Pacific Home Loans, we are committed to delivering competitive mortgage rates and a wide range of loan options to meet the diverse needs of homebuyers and homeowners throughout California.
Whether you’re purchasing your first home, transitioning to a new one, expanding your investment portfolio, or refinancing to secure better terms, we offer customized loan solutions to support your financial goals. More than just a mortgage provider, we strive to be a trusted partner, helping you navigate the lending process with ease. Explore your options with Pacific Home Loans and experience the dedicated service and flexibility that set us apart in California’s ever-evolving real estate market.

Current Mortgage Rates for California
Loan Type | Current Rate | Discount Points | APR |
---|---|---|---|
Conforming 30 Year Fixed | 6.375% | 1.772 | 6.574% |
FHA 30 Year Fixed | 5.875% | 0.958 | 7.087% |
VA 30 Year Fixed | 5.875% | 0.893 | 6.296% |
Jumbo 30 Year Fixed | 6.5% | 1.288 | 6.646% |