Washington Loan Options
Washington Alternative Document Private Money Loan
Pacific Home Loans – Your Trusted Private Money Lender Throughout Washington State
At Pacific Home Loans, we offer competitive Hard Money Loans backed by private investors and hedge funds, providing flexible financing solutions across Washington—from Seattle and Bellevue to Spokane, Tacoma, and beyond.
Our Hard Money Loan programs are tailored for borrowers who may not meet today’s strict conventional underwriting requirements. Whether you’re an investor, a developer, or a buyer with unique financial circumstances, we’re here to help you secure fast, reliable funding when traditional lenders can’t.
Program Highlights of the Private Money Loan:
Program Highlights:
- Non-traditional credit acceptable
- No income verification
- When conventional financing is not an option
- Fast closings, in as little as 2 weeks
- No seasoning requirements for cash out
- Bridge loan: REO, foreclosure, and short sale flips
- Bridge loan: funding for acquisition and rehab in preparation for conventional financing
Eligible Property Types:
- Single Family Homes
- Condominiums
- Condotels
- Site Condos
- Airbnb, VRBO, etc.
Loan Terms:
- 12 to 24 month terms available
*These products may have a higher interest rate, more points or more fees than other products requiring documentation.
Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.
