Washington Loan Options
Washington Home Buyer Counseling
Purchasing a home or condo in Washington, whether you’re a first-time buyer or reentering the market, is a major life decision—and being well-informed can make all the difference. At Pacific Home Loans, we understand how crucial it is to feel prepared and confident throughout the mortgage process. That’s why we recommend the free, expert-backed homebuyer education courses offered by Fannie Mae and Freddie Mac. These online resources are designed to equip you with essential knowledge about buying a home, from mortgage basics to closing day. With these tools and our dedicated support, you can move forward with clarity, confidence, and a stronger understanding of what it takes to achieve homeownership in Washington.

Pacific Home Loans First-Time Home Buyer Counseling
All you need to know…
These online courses are designed to help you understand the home buying and home loan process whether you are purchasing a home or condo in the Lone Star State.
Confidence is power…
Understanding the loan process will empower you as a consumer, and you’ll possess the power to protect yourself, do what’s best for yourself, and make your dream of home ownership a reality.
It works on your phone or tablet…
The platform works on your smartphone or tablet. The allows you the flexibility to fit the course in even when you’re on the go… anytime, anywhere.
Efficient for your busy life…
The course breaks home buying down into easy-to-understand topics that most people are able to finish in a single sitting.
Certificate of completion…
After passing the course, you will receive the certificate needed to qualify for some special loan programs, such as HomeReady or Home Possible.
NOTE: Completion of an online course does not, by itself, qualify a home buyer for a HomeReady or Home Possible mortgage. Additional eligibility terms and conditions apply.
Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.