Renovation and Construction Loan Options
Renovation Loans
Transform Your Home with Renovation Loans from Pacific Home Loans
Ready to turn a fixer-upper into your forever home? At Pacific Home Loans, our renovation loan programs offer a smart and streamlined solution to finance both the purchase and improvement of a property—all in one convenient mortgage. Whether you’re a first-time homebuyer, a seasoned investor, or a veteran eligible for VA benefits, we provide a range of home renovation loan options to fit your needs.
Choose from the flexible Fannie Mae HomeStyle® Renovation Loan, the government-backed FHA 203(k) Renovation Loan, or the VA Renovation Loan designed specifically for eligible veterans and service members. These home improvement loans allow you to roll renovation costs into your mortgage, eliminating the need for separate financing and helping you start your project with confidence.
With competitive rates, simplified approval, and expert guidance from our lending team, Pacific Home Loans is here to help you turn your vision into reality. Explore the benefits of a renovation loan today and unlock the full potential of your next home.
Construction and Land Loans
Build Your Dream Home with Construction Loans and Land Financing from Pacific Home Loans
At Pacific Home Loans, we make it easier to bring your vision to life with flexible construction loans, construction-to-permanent loans, and land loans tailored to your goals. Whether you’re planning to build a custom home from the ground up or purchase land for a future project, we offer personalized real estate financing solutions designed to support every stage of your journey.
Our construction loan programs provide funding to cover both the land purchase and the cost of building, while construction-to-permanent loans streamline the process by converting into a traditional mortgage once the home is complete—saving time, money, and stress. Looking to secure land now and build later? Our land loan options help you invest in the perfect property with confidence.
With expert guidance and competitive loan terms, Pacific Home Loans is here to help you unlock the full potential of your real estate plans. Connect with our team today to explore how the right financing can turn your dream project into a reality.
Unlocking Homeownership: Introducing Pacific Home Loans’ Bank Statement Mortgage Program
For many self-employed individuals, freelancers, and small business owners, securing a home loan through traditional methods can feel like hitting
