Renovation Loans
Embark on your home improvement journey with our specialized renovation loan options, designed to help Texas homeowners seamlessly integrate property upgrades into their home purchase or refinance. These versatile financing solutions provide a single, streamlined process for acquiring and enhancing your dream home.
Renovation Loan Options:
- HomeStyle® Renovation Loan – A flexible conventional loan that allows you to finance renovations with your mortgage.
- FHA 203(k) Loan – An FHA-insured option that makes home improvements more affordable for qualified buyers.
- VA Renovation Loan – Tailored benefits for eligible veterans and active-duty military, offering a cost-effective way to upgrade a home.
Whether you’re purchasing a fixer-upper or upgrading your current home, our renovation loan programs provide the financial foundation to bring your vision to life.
Ready to start your renovation? Contact Pacific Home Loans today to explore your options!
HomeStyle Renovation
The HomeStyle Renovation Loan offers flexibility and convenience for homeowners looking to purchase and renovate a property with a single, streamlined loan. With this option, borrowers can finance both the acquisition and renovation costs, providing a comprehensive solution for creating a personalized and upgraded living space.
FHA 203(k) Renovation Loan
The FHA 203(k) Renovation Loan is an insured financing option that allows homebuyers to combine the purchase and renovation costs into a single FHA-backed loan. Ideal for those seeking to transform a fixer-upper into their dream home, this loan streamlines the process and makes it more accessible for a diverse range of homebuyers.
VA Renovation Loan
Specifically tailored for eligible veterans, the VA Renovation Loan provides a financing solution that combines the purchase and renovation of a home into one convenient package. With favorable terms and benefits, including no down payment requirements, this loan empowers veterans to create a customized and upgraded home while leveraging the support of the Department of Veterans Affairs.
Construction and Land Loans
Discover the possibilities of realizing your dream home or development project with our tailored financing solutions—Construction Loans, Construction to Permanent Loans, and Land Loans.
Whether you’re building from the ground up or acquiring land for future use, our suite of construction and land loan options is designed to offer the financial support and flexibility required for your unique real estate aspirations. Explore the opportunities that lie ahead with confidence in your financing choices.
Construction Loans
Embark on the journey of building your custom home with our Construction Loans. Designed to provide interim financing during the construction phase, these loans offer the flexibility and support you need to bring your vision to life.
Construction to Permanent Loans
Simplify the process of building and owning your dream home with our Construction to Permanent Loans. This comprehensive financing option seamlessly transitions from construction financing to a permanent mortgage, ensuring a smooth and efficient experience from groundbreaking to homeownership.
Land Loans
For those seeking to secure the perfect parcel for future development or investment, our Land Loans provide the capital needed to acquire raw land. Tailored to meet the unique needs of land acquisition, these loans are a crucial first step in turning your vision for a property into reality.
