Pacific Home Loans (PHL) proudly presents our In-House Funded Jumbo Loans, offering some of the most competitive rates in Nevada!

With our Jumbo loans, you can benefit from:

• Competitive rates tailored for the Nevada market.
• Flexible financing options for primary homes, second homes, and investment properties.
• Loan amounts designed to meet your specific needs, with options ranging up to $3,000,000.
• Favorable down payment requirements to accommodate various financial situations.

For Primary Homes:

• Loans amounts up to $3,000,000 with 15% down
• Loan amounts up to $1,250,000 with 10.01% down

For Second Homes:

• Loans amounts up to $3,000,000 with 20% down

For Investors:

• Loan amounts up to $1,250,000 with 20% down
• Loan amounts up to $2,000,000 with 30% down

Visit our Loan Programs page for up-to-date Loan Limits and Down Payment Requirements.

Portfolio Jumbo Loans

• Full-income verification up to $10,000,000
• Loan Limits and Down Payment Requirements

Visit our Loan Programs page for up-to-date Loan Limits and Down Payment Requirements.

VA Jumbo Loans

• Loans up to $2,500,000*
• No monthly mortgage insurance (PMI)
• Discounted interest rates
• Flexible underwriting
• No minimum down payment requirement

Alternative Document Jumbo Loans

• Primary Residence and Second Home (no tax returns) up to $3,000,000
• Asset Based Lending up to $5,000,000 (use liquid assets and/or the equity in your real estate owned to qualify)
• Bank Statement up to $5,000,000 (self-employed – qualify based on the deposits from personal or business bank statements)
• Investor – DSCR: Property Cash Flow Loan up to $5,000,000
• Investor – Private Money Quick Closings up to $5,000,000
  • Higher loan amounts may be available on a case-by-case basis.

Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.