Ryan was born and raised in Western Montana. In the fall of 2002 he moved to Maui to skip a Rocky Mountain Winter. As it turned out one winter in Maui wasn’t enough. In 2004 Ryan fell in love with his future wife Desire’e. Ryan and Desire’e are the proud parents of two beautiful children Ryland and Madilyn. Together they pride themselves on family values and feel blessed to be raising their family on our beautiful Island of Maui.
Ryan has a passion for finance and has been active in Maui Real Estate for over 10 years. He has been a participant in the market during a variety of market conditions. Ryan takes great pride in honest, friendly and professional customer service. He believes that great customer service begins with great product knowledge. The mortgage market is constantly changing and evolving. Ryan is committed to maintaining his knowledge. This commitment allows him to bring the best mortgage product to the table for each individual client’s varying needs.
In his personal time Ryan enjoys the many recreational activities Maui has to offer. Ryan can be found surfing the beautiful north swells during the winter, hiking and biking the slopes of Haleakala, fishing our local reefs, and spending a relaxing weekend camping in Hana.
Ryan was great. He was upfront about everything. He had my best interest at heart and listened to my concerns. He was quick to respond and worked to make the purchase of our home as smooth as possible. I would use Ryan again.
An absolutely wonderful experience! We can’t recommend Ryan highly enough! He thoroughly explained everything and supported us through the entire loan process. He is extremely knowledgeable and definitely had our best interest at heart. This was our first time buying a home and it was understandably stressful. Ryan made it much easier to understand and got us the best rate possible. He went above and beyond and we are deeply grateful. There is no question we would work with him again in the future.
The go to loan originator for Maui!!! Ryan did a great job helping us get a GREAT loan and close quickly. We had a lot of last minute changes, and Ryan handled everything without issues! Would highly recommend and use again in the future!
Ryan Hertz makes it happen!
I am not your usual property buyer. I have some blemishes on my record, and I own my own business as an LLC. So it’s not like I can just line up my 1040s and W-2s and say “Hey, this is my income.” Not to mention I was going in on this property with a second investor, who has all their money tied up in various investments and trusts and IRAs.
Ryan sorted through all the angles and finagled a solution. Once we were preapproved we almost immediately found a property and had an accepted bid. Then, the paperwork began to fly.
Ryan kept it all manageable and understandable and was willing to be there and explain all the intricacies. It’s part knowledge base, part patience, and a little bit of an art form — holding peoples’ hands while they make a gigantic financial commitment which is in the form of a thing (home!) that has all sorts of emotional undertow.
And he did it all in just a little over a month from accepted offer to keys in my hand. When I asked if we could move the closing up 8 days he just said, let’s make that happen. And it did!
He’s excellent. You should get him on your team. Next time I’m in the market, I will immediately call him up.
Outstanding service from start to finish. Ryan paid close attention to the details and provided great customer support. He was extremely responsive and was able to break down the technical talk into a way that my wife and I could understand. We asked a lot of questions and Ryan always had the patients to answer them all while doing so with a very comforting and friendly voice. We closed our loan fast and efficiently… what more could you ask for! Thanks again, Ryan!
Excellent Loan Originator – Ryan conducts his business with a very calm and confident approach. He is friendly, very easy to get along with, and very skilled in navigating through all the details of obtaining a loan. I was extremely satisfied working with Ryan and will definitely call on him whenever I need a loan in the future.
Pleasure to work with – Ryan is very pleasant to work with even when things get difficult. He works hard and gets the best loan. I feel that I can trust Ryan. I will use him again without hesitation.
Helpful and knowledgeable – We were in a unique situation with the property we were attempting to buy, and Ryan helped us find a loan that would match the situation and still work for us financially. He walked us through the process and was very responsive. The loan would not have happened without him.
Mortgage Process with Aloha – We had a wonderful experience with Ryan Hertz acquiring our first Hale. He was extremely efficient, professional and available throughout the process to assist us in navigating and successfully purchasing our home. We felt as valued clients during the duration of the process. We would be happy to recommend Ryan to our own friends and family!
Awesome! My wife and I are first-time home buyers and had a lot of uncertainty entering into the home buying process. Ryan was awesome to work with throughout the whole process! He was patient and informative during the first round when we just didn’t feel right and then responsive when we were ready with the right home. He worked hard to get us a great loan and made sure we were taken care of the whole way. We highly recommend him!
Ryan was excellent to work with; start to finish. He was very pro-active and reachable; when we had questions, he had the answers quickly. We closed actually sooner than anticipated and are in our new slice of paradise in time for Christmas.
Working with Ryan was great. He was on top of everything and made the process as simple as possible. I would definitely recommend him to others here on Maui!
Professional | Efficient | Best Rates
If you want a no hassle mortgage experience then choose Ryan Hertz, don’t go anywhere else and have a broker do it for you, it is at no cost to you. Best experience I have ever had and I buy and sell a lot of homes.
We have bought four homes over the past 25 years including the one on Kauai we recently purchased. Ryan has provided the best guidance and service than any funding agent we have ever worked with. He always returned our calls or emails and was very patient in answering any questions we had.
Ryan Hertz was very professional!
Ryan was incredible! He communicated and was very efficient. He secured our conventional loan on our investment property with ease. Our loan closed on time and the process was seamless. I would highly recommend Ryan for all your lending needs.
could not have been happier with my selection
Very professional and helpful from the first contact on. He was always on top of everything that needed to be done and worked very well with my realtor and me. Top service and very great from pre-approval to closing escrow.
Ryan Hertz was awesome to work with! He was always available to answer questions. Very professional and personable! We will definitely work with him again!
Best On Island
Ryan is wonderful to work with. We will always use him for our home lending. Our home loan and refinance with Ryan were so easy. Working with Tyan was the best decision we’ve made for our home needs.
SUPER ON IT!
Ryan’s the best! I had a very complicated transaction and he was very thorough and quick throughout the entire transaction. Good communication, great customer service. Can’t say enough good things!
I’ve had jumbo loans before and every one of them was an ordeal to go through. Working with Ryan was great. He was proactive in getting the information that the underwriters would want before they asked. This was the smoothest jumbo loan I have gone through by far. I highly recommend using Ryan if you need a jumbo loan in Hawaii. Thanks for all the great work Ryan!
Great experience with Ryan!
Ryan and the team at Pacific Home Loans put in the research and work to help us get our loan. As first time buyers, we appreciated Ryan taking us through the process step by step and explaining parts of the closing costs we had trouble interpreting. He is knowledgeable and diligent in the process, so we felt we were getting the best deal possible. We would highly recommend working with Pacific Home Loans and have already given Ryan’s contact to friends interested in buying a home!
Greatest loan officer ever!
I went through a couple different loan officers to try and get a construction loan, which as many know is very difficult. Once I started working with Ryan he made everything a lot easier! He was very helpful in so many ways and knew exactly what to do for every little glitch that occurred. If it wasn’t for Ryan I would have been a lot more stressed I don’t think I would have been approved. Through his hard work, knowledge and extreme DEDICATION I was approved and now building my home. He made me feel he wanted this more than I did! Which is great to work someone with that type of mind set!
Very helpful and informative. Kept in touch, gave us a real sense of the timeline, and worked hard to find us the best deals possible. Also provided reasoned analysis on all the options. Super quick to answer questions on points, rates, technicalities, specific assets and specific debts. Was extremely helpful in finding an appraiser who had experience with the type of property we were purchasing – an old home in a unique neighborhood with extensive rehabbing. For a variety of reasons, we had a long and windy path before we could close the deal, and Ryan was with us from start to finish. Most all – I would like to praise Ryan for thinking out of the box and being flexible. Mahalo!
We just closed escrow after a long and tortuous financing process on a condo in Hawaii, and could not recommend Ryan more. He came through for us where another professional failed, and despite a series of obstacles raised by the bank and the selling broker, we now have our little piece of paradise! Ryan was responsive and dogged in his determination to make this work for us, and I could not recommend him more highly. Just a pleasure to work with!
Ryan was wonderful to work with – very knowledgeable and on top of things. He took the time to explain all of the rates, fees and available options for our mortgage. He was patient with our questions and provided meaningful and helpful responses. He made the whole process feel smooth and easy.
I cannot say enough good things about Ryan Hertz. I had tried and failed to work with two other lenders and was at the end of my rope. The third time was the charm! I came across Pacific Home Loans and called asking to speak with their best and most creative loan officer. Fortunately, they gave me Ryan! He listened to my story and asked several questions. I asked him to be honest with me on if he truly thought he could help me with a construction loan. He was very encouraging and in the end came through for me with flying colors. It was not an easy transaction since I am not the “usual” borrower. Ryan was on top of things, very knowledgeable, and guided me through the process and his communication was awesome. Ryan truly was my last resort and is wholly responsible for making my dream come true. Signed, sealed and closed! I can’t wait to meet him in person!