FHA Streamline Refinance
Hawaii FHA Streamline Refinance Program Highlights
The FHA Streamline Refinance, available through Pacific Home Loans, is a hassle-free solution designed to simplify the mortgage refinancing process for homeowners with existing FHA loans. This streamlined option boasts reduced paperwork, minimal documentation requirements, and a quicker approval process.
With the FHA Streamline Refinance, eligible borrowers can enjoy the benefits of lower interest rates without the need for a new appraisal or extensive credit checks. It’s a straightforward and efficient way to optimize your FHA loan, allowing you to experience significant savings and improved financial flexibility. Contact us today to explore how our expertise can make the FHA Streamline Refinance a smooth and advantageous experience for you.
Refinancing Your Current Hawaii FHA Loan
Hawaii FHA Streamline Refinance Mortgage highlights:
- No verification of employment or income
- No credit score check
- No appraisal required – homes that are considered to be “underwater” still qualify!
- Available on Oahu, Maui, the Big Island, and Kauai.
The FHA Streamline Refinance is considered streamlined because it enables you to reduce the interest rate on your current home loan and does not require an appraisal. It also cuts down on the amount of required paperwork, saving you both time and money!
To qualify, you must meet the following criteria:
- Your original Hawaii FHA loan must be in good standing, meaning your payments have been made on time for the past 12 months.
- The refinance must lower your monthly interest payments.
We invite you to utilize our Refinance Interest Savings calculator to see how much you may be able to save on interest with a refinance to a lower rate.
