Hawaii or California Conventional Refinance

Refinancing is most often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider a refinance. Ask about a no closing cost refinance!

Aside from lowering your interest rate, common reasons to refinance include:

• Paying off a balloon payment
• Converting an adjustable rate loan to a fixed rate loan
• To extract cash equity in your home

A few reasons for cashing out include home improvement, an education fund, consolidating debt, and divorce.

Contact Us About Refinancing!