Freddie Mac is helping to make home ownership a reality for more home buyers with the Hawaii Home Possible Loan Program.
Flexible underwriting The flexible underwriting makes the Home Possible® loan ideal for first-time home buyers.
Low down payment The low 3% minimum down payment makes owning a Home Possible® for more buyers. The low down is available for first-time home buyers and repeat buyers.
Boarder income Need additional income to qualify? It may be possible for you to use the rent from a boarder to qualify.
No FICO Score Provided at least one of the borrowers on the loan has a minimum of a 680 FICO score, the income from a borrower with no FICO score will be eligible for qualifying.
MCC Grant The MCC Grant is available for qualified first-time home buyers that need additional income to qualify for a loan.
Primary Residence All borrowers must occupy the subject property.
Home Buyers Counseling Whether you're buying a home or condo for the first time, or getting back into the ever-changing market, it is a big deal. Feeling informed and confident can help you navigate all of the steps of the loan process.
Income Some income restrictions apply.
PHL is now licensed to offer home loans in California and Hawaii.
Call us toll free 866-289-2778 or local 808-891-0415 Email us if you have any questions. Click get pre-qualified to get started on the loan process right away.
Pacific Home Loans - Financing Your Paradise!
Mangum Mortgage, Inc.
Federal Trade Mark: Pacific Home Loans
DBA Hawaii: Pacific Home Loans
Artistic Photography by Justin Shaw
Contact: (808) 757-1079
Toll Free: (866)389-2778
2395 S Kihei Rd #205
Kihei, HI 96753
Hours: M-F 8am to 5pm Hawaii Time