Asset-Based Loan: Hawaii or California

No employment or income needed.

Asset-based lending just got a whole lot easier. Qualify with your liquid assets – in addition, 100% of the equity from your Real Estate Owned (REO) will be added to your total assets (when applicable).

Program Highlights:

• Available in Hawaii and California
• Primary Residence, Second Home, or Investment property
• Qualify based on verified liquid assets, including equity from current REO
• Qualify with liquid assets + verified income (alternatively)
• Minimum FICO = 640
• Purchases: minimum 20% down
• Minimum loan amount: $300,000
• JUMBO loan amounts up to $5,000,000
• Employment and income not required

Eligible Property Types

• Single Family Homes
• Condominiums
• Condotels
• Site Condos (Hawaii CPR properties)
• Airbnb, VRBO, etc.

Loan Terms

• 5/1 ARM – interest only available
• 7/1 ARM
• 10/1 ARM
• 15-year Fixed
• 30-year Fixed

*These products may have a higher interest rate, more points or more fees than other products requiring documentation.