Hawaii or California Asset Depletion Loan

It is now possible for borrowers with sufficient assets to qualify for a Hawaii or California home loan with no income or employment with Pacific Home Loans’ Asset Depletion Loan.

Loan Features

Borrowers are qualified based on verified liquid assets

Credit scores as low as 680

Jumbo loan amounts up to $3 million

Minimum loan amount $250,000

Max cash out $1.5 million

Employment and income are not required to be disclosed on the 1003 loan application

Possible to use liquid assets with verified income

Foreign Nationals allowed

Loan Terms

5/1 ARM – Interest only available

7/1 ARM

10/1 ARM

15 & 30 year fixed