ITIN Loan Program: Hawaii & California

Tax Returns Required*

A large group of individuals in the U.S. that need help with mortgages are those without a Social Security Number (SSN). If you are ineligible for a SSN, ITINs are issued to both resident and nonresident aliens for tax-reporting purposes. This program requires minimum 20% down.

*U.S. 1040 tax returns are required for the employed or the business deposit added up on the 12 most recent bank for the self-employed to qualify

Program Highlights:

  • Available in Hawaii and California
  • Maximum loan amount: $1,000,000
  • Valid U.S. government-issued I.D. required
*These products may have a higher interest rate, more points or more fees than other products requiring documentation.

If you think your financial situation makes sense for qualifying for a loan, please contact Pacific Home Loans – email us today or call (808) 891-0415 (toll-free 866-389-2778) during business hours to see if one of our programs is the loan you have been searching for!