• Hawaii VA Loan 


    The Pacific Home Loans Hawaii VA Loan is available for veterans looking to refinance or purchase their home. 
     

    *See VA Streamline refinance for a no doc refinance option.

    There are several reasons why a VA Loan may be preferable to a standard loan. Most importantly, upon qualification, you may obtain a VA Loan even if you do not qualify for other types of loans.

    Zero down

    No monthly mortgage insurance (No PMI)

    Lower interest rates than conventional loans

    No cash due at closing possible

    Flexible underwriting

    Great for first time home buyers

    Hawaii VA Jumbo Loan

    VA is not just for the First-time home buyer. Are you shopping for a Hawaii Jumbo loan and a veteran of the U.S. Armed forces?

    VA Jumbo up to $1,000,000

    VA low down Jumbo Loans

    No monthly mortgage insurance (No PMI)

    Lower interest rates than conventional jumbo loans

    Flexible underwriting


    VA jumbo loans require 25% down for any amount over the conforming loan limit.

    Hawaii conforming loan limits

    Oahu   $721,050
    Maui   $657,800
    Kauai   $713,000
    Big Island  $636,150

    How to calculate the minimum down for you Hawaii Jumbo loan.

    For Example: Oahu $1,000,000 purchase

    Subtract the purchase price from the applicable state conforming loan limit: Oahu $721.050.

    $1,000,000
    - $721,050 
    = $278,950

    $278,950 x 25% = $69,737.50

    The minimum down for an Oahu $1,000,000 purchase financed with VA jumbo loan is $69,737.50.