Hawaii Loan Options

Hawaii Alternative Document Private Money Loan

Pacific Home Loans – Your Premier Private Money Lender on Oahu, Maui, the Big Island of Hawaii, and Kauai!

Our Hard Money Loans are backed by private investors and hedge funds for some of the most competitive private financing in Hawaii.

Pacific Home Loans specializes in Hard Money Loans for borrowers who do not meet the stringent requirements of today’s conventional underwriting guidelines.

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Program Highlights of the Private Money Loan:

Program Highlights:

  • Non-traditional credit acceptable
  • No income verification
  • When conventional financing is not an option
  • Fast closings, in as little as 2 weeks
  • No seasoning requirements for cash out
  • Bridge loan: REO, foreclosure, and short sale flips
  • Bridge loan: funding for acquisition and rehab in preparation for conventional financing

Eligible Property Types:

  • Single Family Homes
  • Condominiums
  • Condotels
  • Site Condos (Hawaii CPR properties)
  • Airbnb, VRBO, etc.

Loan Terms:

  • 12 to 24 month terms available

*These products may have a higher interest rate, more points or more fees than other products requiring documentation.

Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.

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