Hawaii and California Jumbo Loans

Pacific Home Loans offers one of the largest selections of Hawaii and California Jumbo loans available.

Our Hawaii and California Jumbo loans are available for owner occupants, second homeowners or investors shopping for loans greater than $970,800 throughout Hawaii and $647,200 in most California counties. You have the choice of a fixed or adjustable rate.

Portfolio Jumbo Loans

Full-income verification up to $5,000,000

VA Jumbo Loans

Loans up to $2,500,000

No monthly mortgage insurance (PMI)

Discounted interest rates

Flexible underwriting

No minimum down payment requirement

Alternative Document Jumbo Loans

Self -Employed – Alt Doc (no tax returns) up to $5,000,000

Pledged Asset up to $5,000,000

Asset Depletion up to $5,000,000

Investor – Property Cash Flow Loan up to $5,000,000

Investor – No Income Verification up to $5,000,000

Investor – Private Money up to $20,000,000