Hawaii and California Jumbo Loans
Pacific Home Loans offers one of the largest selections of Hawaii and California Jumbo loans available.
Our Hawaii and California Jumbo loans are available for owner occupants, second homeowners or investors shopping for loans greater than $1,089,300 throughout Hawaii and $726,200 in most California counties. You have the choice of a fixed or adjustable rate.
PHL In-House Funded Jumbo Loans
Offering some of the most competitive Jumbo rates in Hawaii and California!
For Primary Homes:
- loans amounts up to $3,000,000 with 15% down
- loan amounts up to $1,250,000 with 10.01% down
For Second Homes:
- loans amounts up to $3,000,000 with 20% down
For Investors:
- loan amounts up to $1,250,000 with 20% down
- loan amounts up to $2,000,000 with 30% down
Loan Limits and Down Payment Requirements
Portfolio Jumbo Loans
Full-income verification up to $10,000,000
Loan Limits and Down Payment Requirements
VA Jumbo Loans
Loans up to $2,500,000*
No monthly mortgage insurance (PMI)
Discounted interest rates
Flexible underwriting
No minimum down payment requirement
Alternative Document Jumbo Loans*
Primary Residence and Second Home (no tax returns) up to $3,000,000
Asset Based Lending up to $5,000,000 (use liquid assets and or the equity in your real estate owned to qualify)
Bank Statement up to $5,000,000 (self-employed – qualify based on the deposits from personal or business bank statements)
Investor – DSCR: Property Cash Flow Loan up to $5,000,000
Investor – Private Money Quick Closings up to $5,000,000
*higher loan amounts may be available on a case by case basis.
