Hawaii Loan Options
Hawaii Home Buyer Counseling
Embarking on the journey of purchasing a home or condo, whether for the first time or reentering the dynamic real estate market, is a significant undertaking. At Pacific Home Loans, we recognize the importance of feeling informed and confident throughout the loan process. That’s why we’ve forged partnerships with Framework and MGIC, esteemed providers of online home buyer education. These collaborative efforts aim to empower you with the knowledge and tools necessary to navigate every step of the loan process successfully. With comprehensive resources and expert guidance, we are dedicated to ensuring that you make well-informed decisions as you take the exciting steps towards homeownership.
Pacific Home Loans First-Time Home Buyer Counseling
All you need to know…
Pacific Home Loans recommends the Framework home buyer course for Fannie Mae and HomeReady loans, and the MGIC course for Freddie Mac and Home Possible loans. These online courses are designed to help you understand the home buying and home loan process whether you are purchasing a home or condo on Maui, Oahu, the Big Island, or Kauai.
Confidence is power…
Understanding the loan process will empower you as a consumer, and you’ll possess the power to protect yourself, do what’s best for yourself, and make your dream of home ownership a reality.
It works on your phone or tablet…
The platform works on your smartphone or tablet. The allows you the flexibility to fit the course in even when you’re on the go… anytime, anywhere.
Efficient for your busy life…
The course breaks home buying down into easy-to-understand topics that most people are able to finish in a single sitting.
Certificate of completion…
After passing the course, you will receive the certificate needed to qualify for some special loan programs, such as HomeReady or Home Possible.
NOTE: Completion of an online course does not, by itself, qualify a home buyer for a HomeReady or Home Possible mortgage. Additional eligibility terms and conditions apply.
Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.
