Hawaii Loan Options
Hawaii Home Buyer Counseling
Buying a home or condo in Hawaii, whether it’s your first time or you’re returning to the real estate market, is a major milestone. At Pacific Home Loans, we know how important it is to feel confident and informed throughout the home loan process. That’s why we encourage Hawaii homebuyers to take advantage of the free, expert-led homebuyer education courses offered by Fannie Mae and Freddie Mac. These online programs provide valuable insights into everything from mortgage fundamentals to the final steps of closing. With trusted guidance and educational resources, you’ll be better prepared to navigate the journey to homeownership in Hawaii with ease and confidence.

Pacific Home Loans First-Time Home Buyer Counseling
All you need to know…
These online courses are designed to help you understand the home buying and home loan process whether you are purchasing a home or condo in the Lone Star State.
Confidence is power…
Understanding the loan process will empower you as a consumer, and you’ll possess the power to protect yourself, do what’s best for yourself, and make your dream of home ownership a reality.
It works on your phone or tablet…
The platform works on your smartphone or tablet. The allows you the flexibility to fit the course in even when you’re on the go… anytime, anywhere.
Efficient for your busy life…
The course breaks home buying down into easy-to-understand topics that most people are able to finish in a single sitting.
Certificate of completion…
After passing the course, you will receive the certificate needed to qualify for some special loan programs, such as HomeReady or Home Possible.
NOTE: Completion of an online course does not, by itself, qualify a home buyer for a HomeReady or Home Possible mortgage. Additional eligibility terms and conditions apply.
Information and self-help tools are provided for your independent use and are not intended to provide investment advice. We cannot and do not guarantee loan eligibility or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to speak with one of our experienced loan officers for a loan eligibility analysis and custom rate and payment estimate.